Get A Free No Obligation Remortgage Quote That Could Reduce Your Monthly Payments By
Hundreds Of Pounds
Do you have any idea how much
you pay in mortgage interest each year? If
you do, give yourself a pat on the back for
being exceptionally financially aware.
For
the majority of us the monthly mortgage payment is
our biggest financial commitment, yet very few of us
could confirm the interest rate we're being charged
and our exact monthly payment.
Thousands of borrowers who initially fix or discount
their mortgage payments forget when the initial rate
is coming to an end and get automatically switched
to the lender's standard variable rate (SVR). If
your lender is charging you interest at its SVR you
can almost certainly make substantial savings by
remortgaging.
With most SVR being between 1% and 2% higher than
the best deals available this can mean you are
paying an additional £1,000 to £2,000 in interest
payments every year on a £100,000 mortgage.
Even greater savings could be made by consolidating
your credit cards and other debt into your mortgage.
The average interest rate on credit card lending is
currently 17.1% (Source:
Credit Action) , around 12% higher than the best
mortgage rates.
But with so many mortgages available many of which
are not advertised how are you going to find the
best deal? Even if you have already seen an offer
with a headline grabbing interest rate there are
other factors to consider:
-
Do you qualify for the
deal?
-
Is this the best deal to
suit your circumstances?
-
What fees will you be
charged and are any of them payable up front?
-
Would you save money if
the interest rate was higher and the fees lower?
-
How many years should you
have the mortgage over?
We will discuss your requirements and find the
product that best suits your needs. Whether you are
a first time buyer, are employed or self employed,
have a good or bad credit rating Money Saving
Mortgages can find the best deal for you.
Everything can be dealt with over the telephone and
by post and email. Although if you would like a face
to face meeting in your home this
can be arranged at a
time and date convenient to you. Evening and weekend
meetings are not a problem. We can complete
all the paperwork and if required appoint a
solicitor that specializes in conveyancing to act on
your behalf. We will keep you informed of progress
every step of the way.
For most people the mortgage is their largest
monthly outgoing. Getting the wrong mortgage can
cost you thousands of pounds more than it needs to. Let an expert provide you with
sensible impartial advice and get the right
deal from the start. To find out how Money
Saving Mortgages can help please complete the
simple on line
enquiry form
today and we will contact you and provide a
free no obligation quote, so what have you got to
lose?
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