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Examples of Overseas Mortgages

Mortgages |  Overseas Mortgages
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Through Choice Worldwide we provide overseas mortgages for several countries, please phone

0845 0523 558 for an up to date list. 

 

If you would like us to help you find the overseas property of your dreams or arrange a mortgage on  an overseas property please contact us today so that we can discuss your exact requirements.

The following countries are just some of the locations where we can provide an overseas mortgage:

 

BRIEF LENDING CRITERIA

 

Spain
We can arrange mortgages on residential property in Mainland Spain, the Canaries and Balearics. Spanish Mortgages are available for house purchase or re-finance.

Maximum 90% loan to value
Self Cert to 60% loan to value
Up to 40 year term (up to age 80)
Repayment or Interest Only
Minimum Loan - 50,000 euros
Rates: approx from 5.0 - 6.5%

 

France
We can arrange mortgages on residential property in France. Mortgages are available for house purchase or refinance.

Brief Lending Criteria
Maximum 85% loan to value
Up to 25 year term to age 75
Repayment and Interest Only
Minimum Loan - 50,000 euros
Rates: approx 5.25% to 5.65%

 

Italy
We can arrange mortgages on residential property in Italy. Mortgages are available for house purchase or refinance.

Brief Lending Criteria
Maximum 80% loan to value
Up to 30 year term (to age 75)
Repayment Only
Minimum Loan - €50,000
Rates: approx 5.35% - 6.35%

 

Portugal
We can arrange mortgages on residential property in Portugal. Mortgages are available for house purchase or refinance.

Brief Lending Criteria
Maximum 80% loan to value
Up to 30 year term (to age 80)
Repayment and Interest Only
Minimum Loan - 50,000 euros
Rates: approx 5.65% - 6.20%

 

USA (Florida)
We can arrange mortgages on residential property in the USA - (California, Colorado, Hawaii, New York, Seattle, Washington, Nevada, New Jersey, Connecticut). Mortgages are available for house purchase or refinance.

Brief Lending Criteria
Maximum 80% loan to value
75% Self Cert
Up to 25 year term to age 75
Repayment and interest Only
Minimum Loan - $75,000
Rates: 6.74-7.99

 

Republic of Ireland
We can arrange mortgages on residential property in Republic of Ireland. Mortgages are available for house purchase or refinance.

Brief Lending Criteria
Maximum 80% loan to value
Up to 35 year term to age 70
Repayment and Interest Only
Minimum Loan - 110,000 euros
Rates: approx 5.25% - 6.00%


Czech Republic
We can arrange mortgages on residential property in the Czech Republic. Mortgages are available for house purchase or refinance.

Brief Lending Criteria

Maximum 85% loan to value
Self Cert to 50% loan to value
Up to 30 year term (up to age 70)
Repayment Only
Minimum Loan - 40,000 euros
Rates: approx from 5.1 - 7.0%

 

Morocco
We can arrange mortgages on residential property in Morocco. Mortgages are available for house purchase or refinance.

Brief Lending Criteria

Maximum 70% loan to value
Up to 25 year term (up to age 70)
Repayment Only
Minimum Loan - 30,000 euros
Rates: approx from 5.15%

 

Caribbean
We can arrange mortgages on residential property in the Caribbean. ( Anguilla, Antigua, Aruba, Bahamas, Barbados, Belize, Bonaire, British Virgin Islands, Cayman Islands, Curacao, Jamaica, St Kitts, St Nevis, St Lucia, St Marten, St Vincent, Tobago, Turks & Caicos Islands). Mortgages are available for house purchase or refinance.

Brief Lending Criteria
Maximum 70% Loan to Value
Up to 20 year term to age 65
Repayment Only & Interest only for 1st 5 years
Minimum Loan - $250,000
Rates: approx 8.25%

 

Canada
We can arrange mortgages on residential property in Canada. Mortgages are available for house purchase or refinance.

Brief Lending Criteria
Maximum 70% loan to value
Up to 30 year term to age 70
Repayment and Interest Only
Minimum Loan - C$75,000
Rates: approx 5.89-6.39%

We will help your client every step of the way and guide them through the purchase, legal processes all the way to the completion of the purchase

 

Bulgaria
We can arrange mortgages on residential property in Bulgaria. Mortgages are available for house purchase or refinance.

Brief Lending Criteria
Maximum 80% loan to value of declared value at notary
Up to 25 year term no max age
Repayment  & 10 years interest only
Minimum Loan - €50,000
Rates: approx 6.65% to 9.90%

Self Certified product now available

 

Singapore
We can arrange mortgages on residential property in Singapore. Mortgages are available for house purchase or refinance.

Brief Lending Criteria
Maximum 80% loan to value
Up to 30 year term to age 70
Repayment Only
Minimum Loan - $100,000
Rates: approx 6.46%

 

Corsica
We can arrange mortgages on residential property in Corsica. Mortgages are available for house purchase or refinance.

Brief Lending Criteria
Maximum 85% loan to value
Up to 25 year term to age 75
Repayment and Interest Only
Minimum Loan - 50,000 euros
Rates: approx 5.25% to 5.65%

 

New Zealand
We can arrange mortgages on residential property in New Zealand. Mortgages are available for house purchase or refinance.

Brief Lending Criteria
Maximum 80% loan to value
Up to 30 year term (to age 70)
Repayment - Interest only to 75%
Minimum Loan - $75,000
Rates: approx 8.9%

 

Madeira
We can arrange mortgages on residential property in Madeira. Mortgages are available for house purchase or refinance.

Brief Lending Criteria
Maximum 80% loan to value
Up to 30 year term (to age 80)
Repayment and Interest Only
Minimum Loan - 50,000 euros
Rates: approx 5.25% - 5.65%

 

Isle of Man
We can arrange mortgages on residential property in Isle of Man. Mortgages are available for house purchase or refinance.

Brief Lending Criteria
Maximum 80% loan to value
Up to 35 year term to age 70
Repayment and Interest Only
Minimum Loan - 110,000 euros
Rates: approx 5.25% - 6.00%


Hong Kong
We can arrange mortgages on residential property in Hong Kong. Mortgages are available for house purchase or refinance.

Brief Lending Criteria
Maximum 70% loan to value
Up to 30 year term to age 70
Repayment Only
Minimum Loan - $100,000
Rates: approx 5.89% - 6.39%

 

Australia
We can arrange mortgages on residential property in Australia. Mortgages are available for house purchase or refinance.

Brief Lending Criteria
Maximum 80% Loan to Value
Up to 30 year term to age 70
Repayment Only + Interest Only to 75%
Minimum Loan - $75,000
Rates: approx 7.45-7.95%

 

Sardinia
We can arrange mortgages on residential property in Sardinia. Mortgages are available for house purchase or refinance.

Brief Lending Criteria
Maximum 80% loan to value
Up to 30 year term to age 75
Repayment and Interest Only
Minimum Loan - 50,000 euros
Rates: approx 5.15% - 5.65%

 

Switzerland
We can arrange mortgages on residential property in Switzerland. Swiss Mortgages are available for house purchase or refinance.

Brief Lending Criteria

Maximum 90% loan to value
Up to 40 year term - to age 80
Repayment or Only
Minimum Loan - TBA
Rates: approx from 4%

 

Turkey
We can arrange mortgages on residential property in Turkey. Mortgages are available for house purchase or refinance.

Brief Lending Criteria
Maximum 75% loan to value
Up to 15 year term
Repayment only
Full status only
Rates: 8% in sterling

 

United Arab Emirates (Dubai)
We can arrange mortgages on residential property in Dubai. Mortgages are available for house purchase or refinance for Government approved developments only

Brief Lending Criteria
Maximum 70% loan to value
Up to 15 year term to age 70
Repayment Only
Full Status only
Rates: approx 7.36 - 8.25%

 

Overseas property purchases and mortgages are not regulated by the Financial Services Authority

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Mortgages |  Overseas Mortgages

 

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Money Saving Mortgages is the trading name of Chris Myden who is an appointed representative of Home of Choice Ltd.  Home of Choice Ltd  is authorised and regulated by the Financial Services Authority. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage. When consolidating debts the new re-mortgage may have a longer repayment term and therefore increase the total amount payable.
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